Scam or fraud: HDFC Bank — hdfc bank regarding credit card status and responses to customers

Submitted by: Himesh512

Complaint Details:

I have applied for hdfc credit card around 10 days back through an hdfc executive, and the status is not shown properly shown. while i got a confirmation URL in text message but url with application number but when i click it, it always open a page that “This site cannot be reached”. while yesterday I got the message from hdfc bank to my mobile number saying that “one-time password (OTP) for hdfc bank credit card ending with XXXX is xxxxxx. Pls, use this otp at hdfc bank atm (Language selection screen) to create your atm pin before 4th September”.

what does it mean now ? is credit card generated or what?